Mike Lawry ML brand markMIKE LAWRYINSURANCE SERVICES

California Personal Lines Insurance License #0K69768

MIKE LAWRY · INDEPENDENT PERSONAL LINES AGENT

Landlord & Investment Property Insurance

Explore rental property insurance in Ventura County, including long-term rentals, Airbnb, vacation homes, vacant dwellings and renovation projects.

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Based in Camarillo · Serving Ventura County, Southern California & statewide California

Match coverage to how the property is used

A long-term tenant, frequent guest stays and occasional owner use can present different risks. An owner-occupied homeowners policy may not fit a rental. Tell Mike about the actual occupancy and rental activity.

Explore rental property options

Vacancy and renovations change the picture

A home between tenants, a vacant dwelling and a construction project may need different treatment. Project scope, contractor arrangements and intended use after completion can affect eligibility. Let Mike know when use changes.

Explore construction and renovation options
03 Landlord & Investment Properties

YOUR INVESTMENT DESERVES PROTECTION.

From long-term rentals to vacation stays and renovation projects, explore options around how your investment is actually used.

Well-maintained small multifamily investment property
LONG-TERM RENTALS
Inviting vacation rental with patio and pool
VACATION & SHORT STAYS
Residential property undergoing an orderly renovation
FIX, FLIP & RENT
02

Rental Condos

Discuss coverage needs for a rented condo, including the unit and landlord responsibilities.

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03

Airbnb / Short-Term Rentals

Explore options for Airbnb, VRBO, and other short stays. Short-term rentals require coverage appropriate to their use.

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04

Vacation Rentals

Discuss an eligible vacation rental and the way guest stays and owner use affect its coverage needs.

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05

Seasonal Rentals

Ask about rentals occupied during part of the year and their location-specific requirements.

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06

Vacant Rental Properties

Discuss a rental between tenants or temporarily unoccupied. Vacancy can affect policy eligibility and terms.

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07

Fix & Flip

Ask about eligible properties being renovated for resale, with coverage suited to the project and its use.

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08

Fix & Rent

Discuss a renovation intended for rental and how coverage needs may change before and after occupancy.

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09

Multifamily & Rental Portfolios

Ask about eligible duplexes, triplexes, fourplexes, and rental portfolios. Property type and underwriting determine available options.

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Product availability, eligibility, and underwriting vary by state, property type, occupancy, and intended use.

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Let’s Find Coverage That Fits Your Needs.

Whether you’re shopping for new insurance, reviewing your existing coverage, or struggling to insure a difficult property, I’m here to help you explore your options.

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