A long-term tenant, frequent guest stays and occasional owner use can present different risks. An owner-occupied homeowners policy may not fit a rental. Tell Mike about the actual occupancy and rental activity.
A home between tenants, a vacant dwelling and a construction project may need different treatment. Project scope, contractor arrangements and intended use after completion can affect eligibility. Let Mike know when use changes.
Whether you’re shopping for new insurance, reviewing your existing coverage, or struggling to insure a difficult property, I’m here to help you explore your options.